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How Credit Scores Are Built and Used
Manage episode 407527267 series 3562930
Inhoud geleverd door USC Lusk Center for Real Estate and University of Southern California. Alle podcastinhoud, inclusief afleveringen, afbeeldingen en podcastbeschrijvingen, wordt rechtstreeks geüpload en geleverd door USC Lusk Center for Real Estate and University of Southern California of hun podcastplatformpartner. Als u denkt dat iemand uw auteursrechtelijk beschermde werk zonder uw toestemming gebruikt, kunt u het hier beschreven proces https://nl.player.fm/legal volgen.
Amy Cutts (President, AC Cutts and Associates LLC) details how credit scores are built, what factors and variables may contribute to how they are evaluated, how credit scores from FICO and others have evolved, and the limits to the formulas and data used in building the models that provide credit scoring. Richard Green (USC Lusk Center for Real Estate) asks questions about how debts differentiate in the calculations, the issues with using outdated FICO scoring models, and what can be done regarding social disparities created by flaws in credit scoring.
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