Learn How to Win the Mortgage Game when Buying, Selling or Refinancing MLO (Modern Loan Officer) one of the fastest growing Financial Podcasts. MLO focuses on assisting everyone in winning the Mortgage game. If you are planning to Buy, Sell or Refinance your Home this is Podcast to follow. Hosted by Licensed Mortgage Advisor & Loan Officers: Addison Nett (Addy Nett) NMLS 1542184 - Casey Carpenter NMLS 1458123 - Mikal Mele NMLS 963197 - Mortgage Express, LLC - NMLS COMPANY ID: 40831 | EQUAL H ...
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Welcome to California Real Estate Practice. This is the second course students will take to help them prepare for further studies in real estate.This course covers operations in real estate: listing, prospecting, advertising, financing, sales techniques, escrow and ethics. This course applies toward educational requirements for a broker's examination. This course is required by the California Department of Real Estate prior to taking the Real Estate Salesperson's examination.
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Become an EMPOWERED INVESTOR. Survive and thrive in today's economy! With over 2,000 episodes in this Monday, Wednesday, Friday podcast, business and investment expert Jason Hartman interviews top-tier guests, bestselling authors and financial experts including; Steve Forbes (Freedom Manifesto), Tomas Sowell (Housing Boom and Bust), Noam Chomsky (Manufacturing Consent), Jenny Craig (Health & Fitness CEO), Jim Cramer (Mad Money), Harvey Mackay (Swim With The Sharks & Get Your Foot in the Door ...
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Whether you’re a young professional looking to invest in your future, a couple ready to settle down and start a family, or someone starting a new chapter in your life, buying a home is a significant milestone. But, it can also be an overwhelming and complex process. That’s why the Department of Real Estate has created this podcast, First Home California – to provide you with knowledge and insights. Our goal is to help you get to a place where you know what to expect during the homebuying pro ...
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Law touches most aspects of life. Here to help make sense of it is the Stanford Legal podcast, where we look at the cases, questions, conflicts, and legal stories that affect us all every day. Stanford Legal launched in 2017 as a radio show on Sirius XM. We’re now a standalone podcast and we’re back after taking some time away, so don’t forget to subscribe or follow this feed. That way you’ll have access to new episodes as soon as they’re available. We know that the law can be complicated. I ...
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Maureen co-hosted the radio show “Protect Your Assets” with David Hollander broadcasting throughout the entire Bay Area and Oregon on KNBR 680 “The Sports Leader” in San Francisco, CA. Maureen shared her extensive knowledge of the sell-side of the business, while working alongside Mr. Hollander at Liberty Group, LLC, prior to that she held the position of Chief Operating Officer for The Channel Checkers a research firm based in San Francisco specialized in providing comprehensive research to ...
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2227: How to Turn Rental Properties into Cash Cows with Rent-to-Own with Robert Pellegrini
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Home equity in the US is at a record high of $35 trillion, making it an opportune time for direct real estate investment. By self-managing properties, investors can gain more control, avoid potential pitfalls of syndication deals, and maximize their returns. The "Fire Your Managers" course provides valuable insights and strategies for effective sel…
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2226 FBF: Investing Opportunities in Residential and Commercial Real Estate Sectors with Author Steve Bergsman
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This Flashback Friday is from episode 146, published on January 14, 2010. The mortgage meltdown altered the landscape of real estate investing. While some of yesterday’s most favored strategies will not work going forward, today’s savvy investor can still find great opportunities for growth and profits-if they understand how recent events could sha…
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Racism in Property Deeds: Stanford Team Develops AI Tool to Identify and Map Racial Covenants
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Stanford Law's Daniel Ho and computer science/law student Mirac Suzgun discuss the enduring impact of racially restrictive covenants in real estate with host Rich Ford. Though unenforceable since 1948, these clauses are a lingering reminder of housing segregation and racism in the United States, as Professor Ho's own experience of discovering a cov…
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2225: The Great Housing Shortage and the Rent vs. Buy Dilemma | Is Owning a Home Still a Good Investment in Today's Market? Richard Ross Part 2
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Today, Jason talks about why the biggest cost for investors in real estate isn't necessarily from outright scams, but rather from the bad advice given by doomers and clickbaiters. Their misleading information leads to missed opportunities, as investors may become hesitant to take action. This inaction can be even more costly than falling victim to …
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It's Officially Property Tax Season
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Send us a text Casey & Mikal dive into the in's and out's of the dreaded property tax season. Do you know what all is in your tax statement? Get ready to become a property tax master. Mikal Mele Mikal Ashley Mele Loan Officer & Mortgage Advisor NMLS 963197 Casey Carpenter Casey Carpenter Loan Officer & Mortgage Advisor NMLS 1458123 Addy Nett Loan O…
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2224: The Rise of Build-to-Rent: The Growing Influence of Institutional Investors with Richard Ross of Quinn Homes Part 1
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In this intro portion, Jason talks with real estate investor Robert Helms. They discuss the current state of the market, opportunities, and the importance of pricing real estate in other assets. Jason also introduces an institutional real estate investor who shares insights on their strategies and the benefits they bring to individual investors. Ja…
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2223 FBF: Great Renter Demographics, Pre-Fab Homes, Airbnb & Inflation
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This Flashback Friday is from episode 1202, published last May 27, 2019. Jason Hartman and Adam take today's episode to discuss the growing trend toward a renter nation. But this trend isn't just for the young, it's for all age ranges. Renters in the 60+ demographic have seen an even bigger percentage increase than those in the 20-34 or 35-59. This…
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Understanding the Costs of Buying
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Send us a text Addy & Casey sit down to cover the true cost of purchasing a home, and the cost of homeownership. Are you ready to purchase knowing the real cost? Mikal Mele Mikal Ashley Mele Loan Officer & Mortgage Advisor NMLS 963197 Casey Carpenter Casey Carpenter Loan Officer & Mortgage Advisor NMLS 1458123 Addy Nett Loan Officer & Mortgage Advi…
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2222: Renting vs. Buying Homes |Mastering Habits and Communication: Behavior Change and Effective Conversations with Charles Duhigg Part 2
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Jason discusses an upcoming interview with Charles Duhigg and shared data from an interview with a guest from Quinn Homes, a build-to-rent company. He emphasized the importance of considering all factors when making decisions about property ownership and highlighted the financial and convenience benefits of renting a high-end home while buying low-…
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2221: Habit Formation for Personal Growth and Development: Building Positive Habits for a Better Life with Charles Duhigg Part 1
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Jason discusses his travel plans and encourage attendees to book one-on-one sessions with him, as well as his desire to delve deeper into current political and environmental issues. He also shares his personal experience with hurricane damage and emphasized the importance of not panicking in the face of adversity. Lastly, he discusses the real esta…
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2220 FBF: George Gilder's New Economic Theory & Short Cuts To Happiness & Happier by Tal Ben-Shahar of Happiness Studies Academy
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Today is a Flashback Friday and a 10th episode which is from episode 1150 published last March 14, 2019 Jason Hartman begins today's show with some updates about next weekends Meet the Masters event. He also has another update from keynote speaker George Gilder, who explains a little about the new economic theory he's been contemplating and how he'…
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Killing in Self Defense: The Legal Complexities of Abuse-Related Crimes and the Impact of Intimate Partner Violence on Women's Criminal Convictions
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How are victims of intimate partner violence meant to protect themselves—and, often, their children—without winding up dead, in hospital, or prison? It’s a situation that many find themselves in. Approximately 15 percent of women in the United States are victims of intimate partner violence, according to the National Domestic Violence Hotline. But …
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2219: Mortgage Rates, Investing Strategies & Inflation Induced Debt Destruction with Josh Mettle Part 2
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Jason discusses the hurricane in Florida and its potential impact on the real estate market. Despite widespread belief that natural disasters lead to lower property prices, the opposite often occurs. Increased demand for housing and construction materials can drive prices up. He also introduces part 2 of the Josh Mettle interview as they talk about…
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The Risks Of Switching Lenders While In Transaction
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Send us a text Mikal and Addy discuss the risks of switching mortgage lenders while home shopping or in transaction. Learn the pros and cons of navigating a switch as a homebuyer. Mikal Mele Loan Officer & Mortgage Advisor NMLS 963197 Casey Carpenter Loan Officer & Mortgage Advisor NMLS 1458123 Addy Nett Loan Officer & Mortgage Advisor NMLS 1542184…
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2218: Mortgage Rates and the Housing Market: Understanding the Fed's Role and Market Trends with Josh Mettle Part 1
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Jason expressed his frustration with the government's response to Hurricane Helene and discussed the conspiracy theory surrounding cloud seeding. He also analyzed the real estate market, highlighting that inflation-adjusted homeowner equity per household is at an all-time high and has been steadily increasing since 2017. Lastly, he invites you to j…
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2217 FBF: 9 Effects & 2 Types of Inflation, Construction Costs & Trade War Impact
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This Flashback Friday is from episode 1203 published last May 28, 2019. Jason Hartman and Adam examine the Investopedia article they referenced yesterday referring to the 9 common effects of inflation. The 2 types of inflation (cost-push and demand-pull) are also broken down in regards to how they impact your property value and rent. Then the two e…
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Five Tips to Combat Inflation
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Send us a text Addy & Casey discuss their favorite tips and tricks to combat the pitfalls of inflation. 1. Introduction - The hosts, Casey and Addy discuss the impact of inflation on American households. - They emphasize the importance of taking action to combat the effects of rising costs. 2. Importance of Tracking Spending - The hosts recommend g…
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2216: The Next Market Crash: Bitcoin or Real Estate? And The Looming Danger to the Financial System with Harry Dent Part 2
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Jason Hartman and Harry Dent debated the future of real estate and Bitcoin. Hartman believes a real estate crash is unlikely due to low inventory and lack of distressed homeowners. Dent, however, sees a larger financial crisis on the horizon due to inflated asset prices and aggressive central bank actions. Dent predicts a sharp decline in Bitcoin, …
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2215: We Are Doomed | Insights on the Coming Economic Collapse with Harry Dent Part 1
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Jason expressed skepticism about Harry Dent's predictions and emphasized the importance of looking at real data rather than relying on trends or assumptions. He discussed the current state of the housing market, the benefits of moving to a lower cost of living area, and the potential for future changes in housing prices. Jason also introduced a mon…
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2214 FBF: The Seeds Of Success with Og Mandino & Fending Off An IRS Attack with Peter DeGrgori & Richard Lillycrop
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This Flashback Friday is from episode 43 published last February 1, 2008. Jason shares inspiration from Og Mandino, tax advice from CPA Peter DeGregori and Richard Lillycrop one of our British investors. Visit http://www.jasonhartman.com/radioshows/ Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman…
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Challenging Originalism: Putting the Electoral College, Presidential Immunity, and Recent SCOTUS Decisions into Historical Context
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Is the president above the law? Is the Electoral College democratic? In this episode, historian Jonathan Gienapp critiques the mainstream use of originalism, arguing that it often neglects crucial historical context, overlooking the complexities of original public understanding. The conversation dives into recent court cases, highlighting tensions …
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MLO - Return Episode - New Home & Much to Discuss
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Send us a text After a long break and a physical move of our studio, MLO is back and with a new Co-Host, Mikal Mele. Our director and President of Mortgage Express welcomes us to our new home and then we dive into some brewing topics within Real Estate & Mortgage: Refinancing: what to know and the importance of breakeven points Social Media Content…
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3 Tips to Surviving 2025
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Send us a text Post Fed Meeting discussing between Mikal, Casey and Addy. Reviewing the impact on the recent reduction of interest rates and how to create a strategy to survive 2025. Mikal Mele Loan Officer & Mortgage Advisor NMLS 963197 Casey Carpenter Loan Officer & Mortgage Advisor NMLS 1458123 Addy Nett Loan Officer & Mortgage Advisor NMLS 1542…
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Getting Creative - Alternative Financing
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Send us a text The MLO crew dives into some creative alternative financing options. Specifically geared towards bank statement loans, self employed individuals and Military Veterans. Mikal Mele Loan Officer & Mortgage Advisor NMLS 963197 Casey Carpenter Loan Officer & Mortgage Advisor NMLS 1458123 Addy Nett Loan Officer & Mortgage Advisor NMLS 1542…
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2213: Inflation-Proof Your Wealth- Real Estate Strategy for Debt Destruction and Financial Freedom | Jason at the Limitless Conference Part 2
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Today Jason discusses the recent CoreLogic report showing an average homeowner equity increase of $25,000, dismissing doomsayers predicting a real estate crash. Despite some localized market fluctuations, Jason explains how housing inventory remains low nationwide, keeping demand high. He emphasizes the strong financial cushion that homeowners have…
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2212: Following the Global Elite's Business Plan | Jason at the Limitless Conference Part 1
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In his talk at the Limitless Conference in Austin Texas last August 29-31, Jason discusses strategies for protecting and growing wealth in an inflationary environment by using real estate and other commodities. He introduces the Hartman Comparison Index (HCI), which compares the cost of housing to other assets like gold and oil, offering insights i…
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2211 FBF: Income Property Investing and the National Housing Market Myth
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This Flashback Friday is from episode 173, published last June 11, 2010. Jason is feeling generous… Enjoy an entire free issue of The Financial Freedom Report. Here is our source for innovative, forward-thinking investment property and home-based internet business strategies and advice. Income property investing is the most reliable path to wealth.…
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2210: Unlocking Primate Secrets: Exploring Emotions, Gender, and Human Evolution with Frans de Waal
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Jason's guest today is Frans de Waal, a renowned primatologist who explored morality in apes, highlighting his contributions. He then shifts to a Wall Street Journal article about wealthy Americans renting homes instead of buying due to housing market changes. He emphases the financial advantages of renting high-end properties and investing in entr…
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2209: Client case study- Transitioning from Communism to Privatization with Elena Clark
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Jason discussed his concerns about the influence of big tech and media on public opinion, criticizing their censorship and alignment with government wishes. He also highlighted the importance of seeking alternative news sources for a more accurate understanding of events. Additionally, Jason introduced Elena Clark, a former lawyer in the former Sov…
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2208 FBF: Landlord Friendly Markets, Tenant Retention & Self-Management App Bixby by Mark Smukler
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This Flashback Friday is from episode 1178 published last April 23, 2019. Jason Hartman and Adam start the episode today discussing landlord friendly markets. Specifically, how you can determine whether you're investing in markets that are. Jason explains an easy (but not foolproof) way to figure out if a market is friendly to investors, as well as…
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