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Embracing Mini-Retirements: How to Take Breaks on Your Path to FI | E142 Jillian Johnsrud
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Let’s not sugarcoat it, the path to financial independence is a grind. Even with an aggressive savings rate and an extended bull market run, you’re going to be at it for a while.
Setting the hard work aside, we also have to ask ourselves, what are we racing towards? Yes, of course, financial independence and freedom, but what would you do with that newfound free time?
This is where I’d like to insert the idea of mini-retirements. This intentional time off work can help us reenergize and explore what retirement life would look like. This is actually what our guest, Jillian Johnsrud, did. During her journey to financial independence, Jillian embraced 12 mini-retirements and now she coaches others on how to take a mini-retirement themselves.
I love the idea of mini-retirements. I’ve already taken one in 2020 and plan to take many more throughout my life. Looking back, it was one of the best decisions I made in my 20s but it didn’t come with some doubts. Most notably, is this temporary time off worth delaying financial independence?
This is a question I asked Jillian and what she told me surprised me….mini-retirements didn’t delay FI for her, they did the opposite. They expedited it. Stick around if you want to hear that story and more.
I hope you enjoy my conversation with the master of retiring often…Jillian Johnsrud.
Key Takeaways:
- The importance of taking breaks on your path to financial independence
- What a mini-retirement is…and isn’t
- Different intentions for mini-retirements
- How to propose a mini-retirement to your manager
- How to structure mini-retirements so they don’t feel wasted
- Crafting your mini-retirement story
- Reconciling embracing mini-retirements and delaying your path to financial independence
- How to reduce costs during a mini-retirement
- Creating your mini-retirement go-bag
More of Jillian:
Website: www.RetireOften.com
Retire Often podcast: www.retireoften.com/podcast/
More of The Struggle is Real:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
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