What You Need To Know About Secure Act 2.0 Retirement Elevated Podcast With Sean Lee podcast

The Secure Act 2.0 was recently passed, so we talk about some of the key takeaways that might impact your financial plan on today’s episode. Some changes are for the better and some changes might take some time to get used to. Which of these might benefit your financial plan the most? Listen to find out.

Here’s what you'll learn about on today’s show:

The RMD age was pushed back. (1:53)
How does this change with a Roth 401(k)? (4:02)
Automatic enrollment is being implemented. (7:27)
Student loan debt payments can be matched. (9:23)
Changes to 529 plans. (11:43)
Company matches can be in a Roth account. (13:55)

Get in touch with Sean and the team at https://retirementelevatedpodcast.com/

Retirement Elevated Podcast with Sean Lee

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Do Smart Investors Really Need a Financial Advisor? 16:41

10 dagen geleden16:41

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Retirement Elevated Podcast with Sean Lee

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Preparing for Life After a Career Change 16:22

24 dagen geleden16:22

16:22

It’s been a tumultuous start to 2025 in the job market as layoffs are happening across a number of different sectors. No matter how you feel about the state of things, it’s important to take the necessary steps to prepare if you’re worried about that possibility. We’re going to pull insights from the book Upgrade Your Path by Melissa Ceballos, PHR, SHRM-CP. She’s a great member of our team and a former HR professional, and this book is about navigating a career transition, elevating your professional trajectory, and financial success. We discuss the importance of self-assessment, networking, and understanding your financial situation, offering you a roadmap to take control of your careers and futures. If you want to get your own copy of this book, we have a free giveaway offer available now: https://keap.page/vs490/upgrade-your-path-linkedin.html Here’s what we discuss in this episode: 0:00 – Intro 2:22 – Career transitioning 3:58 – Federal employees 5:07 – What options do you have? 7:49 – First step after a layoff 11:55 – How jobs are changing Schedule a 15-minute consultation: https://calendly.com/erg-slc/15minutediscoverycall Get your free copy of "Rounding Third:" http://rounding-third.elevatemyretirement.com/ Contact us: (801) 639-0095 slee@erg-slc.com…

Retirement Elevated Podcast with Sean Lee

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Preparing for the Snowbird Lifestyle in Retirement 16:33

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As winter approaches, many retirees are looking for ways to escape the cold, and snowbirding has become a popular solution. But what does it really entail? In this episode, Sean shares insights on the top destinations for snowbirds, including the sunny shores of Florida and the warm deserts of Arizona. Here’s what we discuss in this episode: 0:00 – Intro 1:49 – Top destinations 3:05 – Having two homes 4:37 – The RV/remote lifestyle 6:54 – Planning for this 10:46 – Sean’s thoughts on snowbirding Schedule a 15-minute consultation: https://calendly.com/erg-slc/15minutediscoverycall Get your free copy of "Rounding Third:" http://rounding-third.elevatemyretirement.com/…

Retirement Elevated Podcast with Sean Lee

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Build A Winning Retirement Plan 15:51

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Retirement Elevated Podcast with Sean Lee

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4 Budget Friendly Retirement Activities 16:02

9 weeks geleden16:02

16:02

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Retirement Elevated Podcast with Sean Lee

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Maximize Your Social Security Benefits: A Real Life Case Study 18:44

11 weeks geleden18:44

18:44

Everyone wants to know how to maximize their Social Security benefits. It’s a question that comes up nearly every time we meet with someone. While the simple answer is to wait as long as possible to get the largest monthly benefit, the strategy that you should choose needs to take your entire financial picture into account. In this episode, we’re going to share a Social Security case study where a couple we worked with wanted to retire at 63 and 62 but originally planned to claim Social Security at full retirement age of 67. We’re going to break down the details of their financial situation and explain why the math eventually told them to take their benefits as soon as they retire. Here’s what we discuss in this episode: 0:00 – Intro 2:47 – Case study details 6:14 – Taking Social Security immediately 12:20 – Social Security Fairness Act 16:08 – Final takeaway Schedule a 15-minute consultation: https://calendly.com/erg-slc/15minutediscoverycall Get your free copy of "Rounding Third:" http://rounding-third.elevatemyretirement.com/…

Retirement Elevated Podcast with Sean Lee

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Five Steps To Improve Your Financial Success Score 12:07

14 weeks geleden12:07

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Retirement Elevated Podcast with Sean Lee

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Which Soon-To-Be Retiree Are You? Concerned, Seeking Clarity, or Confident 17:12

16 weeks geleden17:12

17:12

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Retirement Elevated Podcast with Sean Lee

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Real World Examples of Roth Conversions 18:26

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Retirement Elevated Podcast with Sean Lee

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What Happens if Social Security Raises the Retirement Age? 20:03

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20:03

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Retirement Elevated Podcast with Sean Lee

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Retirement Elevated Podcast with Sean Lee

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Is Dividend Investing Still a Viable Retirement Income Strategy? 11:42

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Dividend investing has long been a popular choice for retirees looking to generate a steady income but is living off dividends still a viable strategy? Today we’ll talk more about the ways to generate income and the strategies we use to help ensure our clients have enough to live comfortably. Here’s what we discuss in this episode: 0:00 – Intro 0:24 – Spring Training baseball 3:08 – Ways to generate income 5:38 – Incidental income 7:04 – Diversification 9:32 – Taxes For more, visit us online at https://retirementelevatedpodcast.com/ Watch the show on YouTube: https://youtu.be/xte1rK7_IFY…

Retirement Elevated Podcast with Sean Lee

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Asking the Magic 8 Ball Financial Questions 19:35

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19:35

Remember the thrill of shaking a Magic 8 Ball to get answers to your childhood questions? Would we ace that math test? Would we be famous someday? Well, today, we're bringing a bit of that magic back. But instead of asking about pop quizzes and playground crushes, we’re turning to the Magic 8 Ball for advice on something much more important: your retirement planning! What would the Magic 8 Ball have to say about these common retirement questions if it had the wisdom of a financial advisor? Here’s what we discuss in this episode: 0:00 – Intro 2:00 – Never too early to start saving 5:12 – Is 1 million enough? 8:15 – Can I rely on Social Security? 10:24 – Multiple sources of retirement income 11:48 – Fewer retirement expenses? 14:58 – Future tax laws For more, visit us online at https://retirementelevatedpodcast.com/ Watch the show on YouTube: https://youtu.be/EMwDg_zQhmg…

Retirement Elevated Podcast with Sean Lee

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What Accounts Do I Withdraw From First In Retirement? 14:01

33 weeks geleden14:01

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Retirement Elevated Podcast with Sean Lee

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