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Do You Know the Role of an Appraiser in a Home Purchase?

 
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Manage episode 154619243 series 1128646
Inhoud geleverd door Brad Saarela. Alle podcastinhoud, inclusief afleveringen, afbeeldingen en podcastbeschrijvingen, wordt rechtstreeks geüpload en geleverd door Brad Saarela of hun podcastplatformpartner. Als u denkt dat iemand uw auteursrechtelijk beschermde werk zonder uw toestemming gebruikt, kunt u het hier beschreven proces https://nl.player.fm/legal volgen.
Want to sell your Rochester Area Home? Get a FREE home value report.
Want to buy a Rochester Area Home? Search all homes for sale.

When a loan is involved, the appraiser is chosen randomly from a pool. When an appraisal is turned in, it goes through an audit process with a management company. In theory, appraisers are supposed to be unbiased.
There are two kinds of appraisals: refinance and purchase. A refinance appraisal doesn’t account for the value you want, but a purchase appraisal requires a look at the purchase agreement.


These days, in either case, an appraiser is not afraid to appraise your home short. That’s why it’s important to understand the steps an appraiser takes. Here is what an appraiser actually does:
1. Inspects the property. Take measurements and photographs of your property.

2. Compares similar homes. An appraiser looks at similar properties to determine the value of yours.

3. Makes adjustments to:
  • Date of sale time
  • Location
  • Site
  • View
  • Design
  • Construction quality
  • Condition age
  • Square footage
  • And more

When you work with my team, we have banking experience and knowledge of how the appraisal process works. Don’t find yourself in a contract that won’t appraise! We can help you save time and money.
  continue reading

22 afleveringen

Artwork
iconDelen
 
Manage episode 154619243 series 1128646
Inhoud geleverd door Brad Saarela. Alle podcastinhoud, inclusief afleveringen, afbeeldingen en podcastbeschrijvingen, wordt rechtstreeks geüpload en geleverd door Brad Saarela of hun podcastplatformpartner. Als u denkt dat iemand uw auteursrechtelijk beschermde werk zonder uw toestemming gebruikt, kunt u het hier beschreven proces https://nl.player.fm/legal volgen.
Want to sell your Rochester Area Home? Get a FREE home value report.
Want to buy a Rochester Area Home? Search all homes for sale.

When a loan is involved, the appraiser is chosen randomly from a pool. When an appraisal is turned in, it goes through an audit process with a management company. In theory, appraisers are supposed to be unbiased.
There are two kinds of appraisals: refinance and purchase. A refinance appraisal doesn’t account for the value you want, but a purchase appraisal requires a look at the purchase agreement.


These days, in either case, an appraiser is not afraid to appraise your home short. That’s why it’s important to understand the steps an appraiser takes. Here is what an appraiser actually does:
1. Inspects the property. Take measurements and photographs of your property.

2. Compares similar homes. An appraiser looks at similar properties to determine the value of yours.

3. Makes adjustments to:
  • Date of sale time
  • Location
  • Site
  • View
  • Design
  • Construction quality
  • Condition age
  • Square footage
  • And more

When you work with my team, we have banking experience and knowledge of how the appraisal process works. Don’t find yourself in a contract that won’t appraise! We can help you save time and money.
  continue reading

22 afleveringen

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