304 | Pay Off Debt Faster: How One Family Cleared $13K and Reduced Money Anxiety

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

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Welcome back, Budget Besties! We’re diving into Part 2 of a conversation that’s close to our hearts. Today, we’re talking about one of our amazing clients who worked with Shana for a year and paid off $13,000 in credit card debt. 🥳 This client’s journey is so relatable, and we think it’s going to resonate with a lot of you!

In this episode, we walk you through:

• The Power of Systems: Even when our client went off the rails, the systems they put in place saved them. We’ll show you how to create a system that works for you, even on the tough days.
• Credit Card Chaos: Costco cards? PayPal accounts? Store credit offers? We’re breaking down why you don’t need those tempting store credit cards and how to protect yourself from overspending.
• Emergency Funds Gone Rogue: We’ve got some wild stories, including the time a client used their emergency fund to buy a sheep! 😂 Spoiler: that’s not what an emergency fund is for!
• Creative Debt Payoff: Our clients got creative by selling items, taking on extra work, and finding every opportunity to throw money at their debt. We’ll show you how small efforts can lead to big wins!
• Sticking to a Plan: It wasn’t always smooth sailing – there were bourbon splurges and even roof repairs – but they still managed to pay off seven credit cards and keep moving forward.

What we love most about this story is how real it is. There were setbacks, surprises, and yes, a few splurges, but they stuck to it and made progress. That’s what financial clarity looks like – moving forward, even when life happens. 💪

Key Takeaways:

• Stick to the Plan, Even When Life Happens: Systems and discipline can save you from getting completely derailed.
• Separate Your Accounts for Success: Setting up specific accounts for spending, saving, and emergencies can make all the difference.
• Creative Income: Side hustles, selling unused stuff, and even getting strategic with spending money for events can help knock down debt faster.

Budget Together on Paydays: Making a habit of managing money as soon as you get paid helps keep spending in check and builds momentum in paying off debt.

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

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