Top Reasons Why You Should Get an SBI Credit Card

Best podcast for Credit card information.

Credit cards are fast becoming a staple in everyone’s wallet. Keeping abuzz with the digital India era, Credit Cards these days come with a wide array of perks. Right from the freedom to spend, without having to make an upfront payment to enjoy incentives such as reward points, discounts, cash-backs, and air miles, you can enjoy them all. If you have not applied for any of the Credit Cards yet and want to make most of your spending, going for SBI Credit Cards can be in your interest.

Click on this link to know more about the Reasons Why You Should Get an SBI Credit Card: https://vocal.media/trader/top-reasons-why-you-should-get-an-sbi-credit-card

SBI Credit Cards are not only globally accepted but also help you enjoy perks on day-to-day spending as well as lifestyle expenses. However, there are more than just a few reasons to invest in an SBI Credit Card.

1. Lower Interest Option

One of the most notorious facts about Credit Cards is the high-interest rates on balances. Well, this is where an SBI Credit Card stands class apart from its peers. Not only does it allow you to transfer your other Credit Card balance to an SBI Credit Card, but also offers the unique facility of converting your SBI Card balance into easily payable EMIs.

2. Encash

Yet another reason why you must get a Credit Card from SBI is the facility known as Encash. This can come in handy when you are in urgent need of cash and do not have the time or means to apply for a traditional loan. In this case, you can avail an amount up to or even greater than your credit limit, depending on your need. When you avail of the facility, the required amount of funds gets transferred to your account within 48 hours. You can then repay the amount in 12, 24, or 36 months.

3. Money Simplified

This facility offered with SBI Credit Cards makes it exceedingly simple to access some additional cash when you are in urgent need.

4. Insurance

Your SBI Card entitles you to avail one of the following three Health Insurance covers –

• Arogya Premier, is a premium medical insurance for you as well as your family members.
• Lifeline is comprehensive health insurance which will take care of the medical expenses at every stage of your life.
• Health Insurance is designed to help you manage the expenses of medical treatments that you or the members of your family avail.

5. Utility Bill Payments

As mentioned earlier, your SBI Credit Card can help you manage your day to day expenses as well.

6. Easy Access Channel

One may argue that this is a service that most leading banks of the nation offer, but the accessibility SBI offers still remains unbeatable, largely due to the wide array of channels it covers.

7. Other Benefits

This is yet another reason for you to get an SBI Credit Card.