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Points To Consider Before Applying For A Travel Card
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Hi there! It’s Carly from 52 Cities, back to help guide you through one of the most important decisions you’ll make as you embark on your travel hacking journey: choosing a travel rewards credit card.
If you’ve read the beginner’s guide to travel hacking or the 6 steps to getting your first free flight, you already know that a good travel rewards credit card is the most powerful tool you can have in your arsenal when it comes to racking up points and miles. But unfortunately, choosing the right one can be a little complicated.
Click on this link to know more about the points to consider before applying for a travel card: https://karannegi.weebly.com/blog/points-to-consider-before-applying-for-a-travel-card
1. Your Credit Score
Before you apply for a travel rewards credit card—or any credit card, for that matter—it’s important to know whether you’re likely to be approved. Getting rejected can negatively impact your credit score, which is something nobody wants!
2. Timing
They say timing is everything, and that’s true in the points world, too. Once again, if you’ve read the beginner’s guide to travel hacking, you may remember that credit card sign-up bonuses are the best opportunities you’ll have to earn large sums of points—but that you have to spend a lot in a relatively short period of time if you want to secure them.
3. Sign-Up Bonus
As I mentioned, sign-up bonuses will always be your best points-earning opportunities—but they’re not all created equal. Each point program is its own currency, so 50,000 points in Program A doesn’t necessarily get you the same value as 50,000 points in Program B.
4. The Card’s Earning Power
While the sign-up bonus is certainly important, it’s not the end-all-be-all when it comes to credit-card selection. You’ll earn points for every dollar you spend on your card, but how many points you earn depends on what card you have and what you’re spending on. It’s important to get a card that you’ll be able to make the most of!
5. Annual Fees
While there are some great no-annual-fee travel cards out there if you really want to build up your points and miles.
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