Fintech Nexus is the leading media and events company for innovation in financial services. This podcast feed contains audio from sessions held at past events, webinars, and news shows
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Fintech One-on-One: Jane Larimer, President & CEO of Nacha
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The largest payments network, by volume, is the ACH network. A dollar value of several times US GDP flows through the network each quarter. It is a 50-year-old network that is reliable, ubiquitous, and still growing. While several shiny new payment rails have been developed, the workhorse of the economy remains ACH and will remain so for some time.…
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Fintech One-on-One: Anthony Sharett, President of Pathward
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[Editor's note: This interview was recorded on April 16, six days before the news of the Synapse bankruptcy and several weeks before any of the major problems that came to light at fintechs that were working with Synapse.] To say the banking-as-a-service space is having a moment is an understatement. But many banks have been doing this successfully…
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Fintech One-on-One: Joel Sequeira, Director of Product at IDology
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When I think about the hottest areas in fintech these days identity verification is right at the top of the list. It impacts anyone doing business online so whether you are a bank or a fintech you need to stay on top of this fast-moving space. My next guest on the Fintech One on One podcast is Joel Sequeira, the Director of Product Management at ID…
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Fintech One-on-One: Brendan Carroll, Co-Founder & Senior Partner of Victory Park Capital
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In the early days of the online lending space, when it came to institutional capital, one name seemed to be in more deals than any other: Victory Park Capital. And while the industry has matured a great deal since then, in no small part thanks to the capital invested by Victory Park, their thesis remains the same: lend money where banks won't. My n…
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Fintech One-on-One: Caleb Avery, Founder & CEO of Tilled
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The payments processing space has seen a huge amount of innovation in the past decade, maybe more than any other area of fintech. This innovation has presented opportunities for non-fintech companies to earn a new revenue stream via payments processing, which in turn has created a new sub-niche for fintech companies. My next guest on the Fintech On…
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Fintech One-on-One: Daniela Binatti, Co-Founder & CTO of Pismo
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Latin America continues to be, in my opinion, the most dynamic and interesting region in the world when it comes to fintech innovation. And there are now significant billion dollar deals getting done as some of the biggest financial institutions on the planet are looking to make their mark in the region. My next guest on the Fintech One-on-One podc…
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Fintech One-on-One: Mitch Jacobs, Founder & CEO of Plink AI
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Have you ever stopped to consider the data behind a debit or credit card transaction? I have not given it much thought, but there is a real treasure trove of information that, for the most part, is still not being used effectively. My next guest on the Fintech One on One podcast is Mitch Jacobs, the CEO and founder of Plink. You may recognize Mitch…
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Fintech One-on-One: Liza Landsman, CEO of Stash
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One of the many challenges for low and middle income (LMI) consumers is building wealth. If you are living paycheck to paycheck with no savings you are more focused on financial survival and likely don't feel you have the capacity to build wealth. This is where Stash comes in. My next guest on the Fintech One-on-One Podcast is Liza Landsman, the CE…
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Fintech One-on-One: Tommy Nicholas, CEO & Co-Founder of Alloy
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The anti-fraud space has really heated up this past 12 months as fraud attempts have been on the rise and bad actors have become more sophisticated. Often, it can feel like an increasingly difficult battle to win, but there is reason for optimism. My next guest on the Fintech One-on-One podcast is Tommy Nicholas, the CEO and Co-Founder of Alloy. To…
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Fintech One-on-One: Christina Riechers, General Manger of Square
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I don't think any fintech company has done more for small business than Square. They started with payment acceptance and have since expanded into many different areas of fintech. In fact, their lending business is now the largest in all of fintech. But it was the addition of Square Banking that has allowed this fintech pioneer to bring it all toget…
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Fintech One-on-One: Chris Dean, Co-Founder & CEO of Treasury Prime
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The area of fintech that has been in the news most so far this year is, without doubt, banking as a service (BaaS). We have seen consent orders, layoffs, banks ending fintech programs, ongoing disputes between BaaS companies and fintechs and there have been pivots from some of the BaaS providers. My next guest on the Fintech One-on-One podcast is C…
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Fintech One-on-One: Julie Szudarek, CEO of Self Financial
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Until fintech came along, there was a serious catch-22 when it came to establishing credit. There was no easy way to establish your own credit score without first obtaining credit. This became a real problem with Gen-Z and even younger millennials who have avoided credit cards. But for most people, successfully establishing a good credit score open…
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Fintech One-on-One: Dan Arlotta, Senior Vice President of Garnet Capital Advisors
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The secondary loan market has played an important role in the history of fintech lending. It was important for those early loan buyers to know that there was a robust market in place if they needed to sell a loan portfolio. And sometimes platforms would hold the loans on their own balance sheet for a few months before offloading in a secondary loan…
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Fintech One-on-One: Adam Famularo, CEO of WorkFusion
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AI is making its way into many areas of banking and fintech but one area where it already has a strong foothold is detecting financial crime. And there are some companies doing new and innovative things with this AI technology here. My next guest on the Fintech One-on-One podcast is Adam Famularo, the CEO of WorkFusion. His company has created thes…
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Fintech One-on-One: Mark Gould, Chief Payments Executive for Federal Reserve Financial Services
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When FedNow launched last July there was a lot of excitement in the financial community about the first new payments rail from the Fed in fifty years. There was also some trepidation. What would the rollout look like? Would banks take a wait-and-see approach? And how would the presence of RTP affect adoption? Now, almost eight months later we have …
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Fintech One-on-One: Ana Mahony, Co-Founder & CEO of Addition Wealth
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When it comes to financial health there is still much work to be done. While fintech has certainly made an impact here the average consumer is no more financially healthy than they were a decade ago. This is a problem that fascinates me and I love it when I talk to companies that are making a real difference in this area. My next guest on the Finte…
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Fintech One-on-One: Diarmuid Thoma, VP of Fraud & Data Strategy at AtData
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Consider the humble email address. Most of us don't give this part of our identity a second thought but there is a wealth of information that can be gleaned from this one piece of data. And when it comes to fraud the email address is the most consistent predictor, more than any other data point. My next guest on the Fintech One-on-One podcast is Di…
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Fintech One-on-One: Luke Voiles, CEO of Pipe
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Small business lending is still not a solved problem in this country, or anywhere around the world for that matter, despite a decade or more attacking the problem. But today, we are seeing some new business models and new go-to-market approaches that have the potential to make a huge difference. My next guest on the Fintech One-on-One podcast is Lu…
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Fintech One-on-One: Jeffrey Rogers, President & CEO of LiftForward
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Embedded finance is a term that has only been around for a relatively short time. But some fintech companies have created services that could be embedded in non-financial firms for many years. It really began in the payments space and became a part of lending and we often called it lending-as-a-service before embedded lending was a thing. One of th…
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Fintech One-on-One: Amalia Avramov, President of Financial Services of Amdocs
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Even though banks have been going through digital transformation now for a decade or more there is obviously so much work still to be done. Big banks need help with this process, particularly when it comes to personalization as banks have historically provided products that were more in the one-size-fits-all category. My next guest on the Fintech O…
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Fintech One-on-One: Andrew B. Morris, Chief Content Officer & Curt Persaud, Co-Founder & CTO of Fintech Islands
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When you think of cutting edge fintech you probably don't think about the Caribbean. But some interesting developments are happening there that we should all be paying attention to. On this episode of the Fintech One-on-One podcast, I talk with Curt Persaud, the Co-founder and CTO of Fintech Islands and Andrew B. Morris, the Chief Content Officer a…
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Fintech One-on-One: Steve Allocca, Managing Director, US & President of Funding Circle
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The small business lending space has seen a lot of innovation over the last decade with fintech leading the way. But there is still much more work to do as many small business still lack the access to capital that they deserve. My next guest on the Fintech One-on-One podcast is Steve Allocca, the head of Funding Circle USA. He has worked at some of…
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Fintech One-on-One: Tom Bell, CEO of Maast
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When we think about embedded finance one of the biggest opportunities is bringing financial services to vertical software companies. These software companies already have the relationship within their vertical and it often makes logical sense for them to add financial services as an add-on offering, as long as it is simple and easy to implement. My…
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Fintech One-on-One: Sid Jajodia, U.S. CEO and Chief Banking Officer of Revolut
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Around the world, several digital banks have achieved impressive scale. But most of these fintech companies have been focused just on their home market. It is difficult to scale a global digital bank because regulations and compliance requirements differ so much between countries. But we have seen some traditional banks achieve scale in multiple co…
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Fintech One-on-One: Cornelius Hurley, Professor at Boston University School of Law
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The Federal Home Loan Banks (FHLBs) have been part of the financial landscape in this country since 1932. They were created (before the New Deal) in response to the housing crisis during the Great Depression. But their role has changed from a focus on housing to becoming a liquidity provider for large banks. And this has had a major impact on our f…
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Fintech One-on-One: Jason Bates, Co-Founder of 11:FS
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While most of us would agree that we have seen significant innovation in fintech and banking over the last decade, we still don't really have a new framework for how we look at banking. My next guest on the Fintech One-on-One is someone who has thought deeply about innovation in banking and he has lived it as a co-founder of some of the biggest nam…
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Fintech One-on-One: Melissa Widner, CEO of Lighter Capital
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There are many options for raising growth capital for established startups. With all the attention paid to venture capital, we sometimes forget that the vast majority of companies are not funded that way. Revenue-based financing has been around for more than a decade and it is a good alternative for certain types of companies. My next guest on the …
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Fintech One-on-One: Laura Kornhauser, Co-Founder & CEO of Stratyfy
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The use of machine learning models in underwriting for consumer loans has been around for more than a decade. While fintech clearly took the lead here it has really only been the last couple of years where traditional lenders are engaging with this technology. While these AI/ML models are different from the Generative AI craze that has embraced the…
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Fintech One-on-One: Jacob Haar, Co-Founder & Managing Partner of Community Investment Management (CIM)
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There has been endless talk in fintech over the past year and a half about the pullback from equity investors and how difficult it is to raise money in this environment. Less is being talked about the debt investment landscape. So, I wanted to bring Jacob Haar, Founder and Managing Partner of Community Investment Management (CIM), back on the show …
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Fintech One-on-One: Eric Shoykhet, Founder & CEO of Link Money
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Trillions of dollars is spent on credit and debit cards every year in the US. These payments are all processed on one of the most expensive card processing networks in the world, costing merchants tens of billions of dollars. Account-to-account payments, otherwise known as pay-by-bank, is yet to take off in this country but it does have the potenti…
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Fintech One-on-One: Anu Sachdeva, Global Business & Service Line Leader of Genpact
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There is no technology that has generated more buzz this year than generative AI. We have all played around with ChatGPT and marveled at its capabilities. But what is really happening with this technology in financial services? Or more importantly, what is going to happen? My next guest on the Fintech One-on-One podcast is Anu Sachdeva, Global Busi…
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Fintech One-on-One: Todd Schwartz, Founder, CEO & Executive Chairman of OppFi
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There are tens of millions of Americans who have limited access to credit. Those with thin files or FICO scores below 650 often have difficulty accessing credit. Many have to resort to payday loans or pawn shops when they incur an unexpected expense. But there are fintech companies whose sole focus is serving this population with affordable credit …
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Fintech One-on-One: Itzik Cohen, Founder & CEO of PayZen
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Medical debt is the number one reason people go bankrupt in the United States. So, you would think there would be a plethora of fintech companies attacking this problem from many angles. And while there are certainly lenders willing to finance medical procedures there are few companies taking a holistic approach to patient financial health. My next…
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Fintech One-on-One: Brian Brooks, former acting head of the OCC, now partner at O’Melveny & Myers
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The people who lead the national banking regulatory agencies typically come from long careers in banking and law with a traditional view of the banking world. But there has been one exception to this rule. My next guest on the Fintech One-on-One Podcast is Brian Brooks, the former acting head of the OCC and a current partner at O'Melveny & Myers. N…
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Fintech One-on-One: Aron Schwarzkopf of Kushki
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As recently as six or seven years ago modern payments infrastructure in Latin America didn't really exist. Most countries had a monopoly when it came to payments processing and these monopolies sit on old technology that is difficult and expensive to maintain. A lot has changed today. Digital payments infrastructure has been built and while those o…
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Fintech One-on-One: Gal Krubiner, Co-Founder & CEO of Pagaya
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In the consumer lending space, fintech lenders have been using AI in their underwriting models for many years. But there are still many consumers who slip through the cracks and get declined for credit when they should have been approved. My next guest on the Fintech One-on-One podcast is Gal Krubiner, the CEO and Co-Founder of Pagaya. They work wi…
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Fintech One-on-One: David Marcus, Co-Founder & CEO of Lightspark
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When you stop and think about it, it is kind of crazy that we don't have a global network for moving money instantly and cheaply. The internet is more than 30 years old now and it seems to me that this should be a solved problem by now. But it isn't, at least not yet. My next guest on the Fintech One-on-One podcast is David Marcus, the CEO and Co-F…
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Fintech One-on-One: David Watson, President & CEO of The Clearing House
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One of the richest areas of fintech innovation right now is in instant payments. The launch over the summer of FedNow has brought heightened awareness to instant payments but there have been other offerings available in this country for some time. My next guest on the Fintech One-on-One podcast is David Watson, the President and CEO of The Clearing…
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Fintech One-on-One: Manu Smadja, Co-Founder & CEO of MPOWER Financing
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Much has been written about the student loan challenges for domestic students in this country. But what about international students, those people coming to the U.S. to study for a Master's or Bachelor's program? There are few good loan alternatives for international students as they are ineligible for federal student loan programs. My next guest o…
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Fintech One-on-One: Kevin Coop of DailyPay
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Why is it that, in 2023, we are still getting paid on a fixed schedule? It seems crazy to me that payroll systems that were built for batch processing on mainframe computers still maintain this batch mindset in a world where everything can be instant. We should be able to choose the exact cadence of when and how we want to be paid. My next guest on…
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Fintech One-on-One: Rodney Williams of SoLo Funds
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The first wave of fintech focused on helping those people who already had money. The bottom half of the population was mostly ignored, and those companies that did try failed to get traction. But in recent years, there has been a new breed of fintech company emerging squarely focused on helping those people who are living on the financial edge. My …
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Fintech One-on-One: Phil Goldfeder of American Fintech Council
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It seems like every day there is a story coming out of Washington that can have a major impact on fintech. Whether it is the CFPB, OCC, SEC, the Fed or new legislation being proposed, fintech companies can be profoundly impacted by what happens in our nation’s capital. That is why it is important to have an independent trade association making our …
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Fintech One-on-One: Paul Ricci of Best Egg
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One of the early players in the fintech lending space is Best Egg, formerly known as Marlette Funding. At one stage they were the fastest-growing lender in the country. While their growth has slowed down they continue to be one of the largest online lenders by originations. My next guest on the Fintech One-on-One podcast is Paul Ricci, the new CEO …
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Fintech One-on-One: Stephany Kirkpatrick of Orum
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All areas of fintech are changing fast. But it is in payments where the most groundbreaking changes are happening right now. After years of development, we finally saw the launch of FedNow last month (on time!) as this country begins its transition to instant payments in earnest. My next guest on the Fintech One-on-One podcast is Stephany Orum, the…
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Fintech One-on-One: Vikram Anreddy of Shopify
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When it comes to running an e-commerce store there is no bigger name than Shopify. They have been helping entrepreneurs run all aspects of their e-commerce business for well over a decade. And in recent years they have quietly built up an impressive suite of financial products. My next guest on the Fintech One-on-One Podcast is Vikram Anreddy. He i…
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Fintech One-on-One: Sarah Levy of Betterment
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It wasn't that long ago that robo-advice was this exciting new industry that was going to bring automated investing to the masses. Today, much of that initial promise has been realized and all the major investment firms have this as part of their offerings. But there is much more work needed to be done here. My next guest on the Fintech One-on-One …
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Fintech One-on-One: Bo Brustkern of Fintech Nexus & Jon Lear of Fintech Meetup
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Last month we announced a groundbreaking partnership with Fintech Meetup that is going to transform the fintech space. With that in mind, I thought it would be helpful to dive more deeply into the partnership between Fintech Nexus and Fintech Meetup. So, on the next episode of the Fintech One-on-One podcast we have my good friend and partner, Bo Br…
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Fintech One-on-One: Alek Koenig of Settle
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It was the best of times, it was the worst of times. That is pretty much how you could describe the environment for fintechs at the height of the pandemic. Some industries were booming while the world was reeling from the global pandemic. But in the fintech lending business, if you weren't involved in the PPP you were likely struggling. You would n…
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Fintech One-on-One: Charles Rosenblatt of PayQuicker
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Where fintech has had a dramatic impact already is in international payments. Sure, there is still work to do but there are companies out there today facilitating payments, often instantly, to people all around the world. My next guest on the Fintech One-on-One podcast is Charles Rosenblatt, the President of PayQuicker. What PayQuicker does is help…
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USA 2023: Fintech Islands: The Local Mission and Global Impact of Caribbean Fintech
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This recording is from Fintech Nexus USA held at the Javits Center in New York City on May 10-11, 2023. Session: "Fintech Islands: The Local Mission and Global Impact of Caribbean Fintech" from the Innovation Zone Featuring: Carmelle Cadet, EMTECH Christopher Burns, First Atlantic Commerce Pascale Elie, CellPay Andrew B. Morris, Fintech Islands…
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