Beste Safe Money podcasts (2024)

1
How to transfer the risks in your retirement to a top-rated insurance company 15:00

6d ago15:00

15:00

In this week's episode, we'll discuss if it is possible to transfer the risks in retirement to a top-rated insurance company. How can you completely remove the risk of running out of money before you run out of life? What are the options to remove the risk of a market event wiping out your life savings? How can you eliminate the risk of a long-term…

1
Tom Hegna's Don't Worry, Retire Happy; 7 Steps to Retirement Security 15:00

14d ago15:00

15:00

In this week's episode, we'll explore the wisdom my friend Tom Hegna shares in his bestselling book Don't Worry, Retire Happy. What does having a plan really mean? How can you protect your savings from inflation? Is having a guaranteed lifetime income important? What about long-term care? Isn't it time to get answers to the tough retirement questio…

1
The most common risks in retirement and how you can overcome many of them through proper planning 15:59

21d ago15:59

15:59

In this week's episode, we'll discuss the most common risks in retirement and some potential solutions. Can you overcome inflation risk? How can you ensure you won't run out of money before you run out of life? What can you do to wipe out market risk and sequence of returns risk from your portfolio? How can your beneficiaries get a 100% tax-free be…

1
When should you retire and how will working a little longer impact your income in retirement 15:00

29d ago15:00

15:00

In this week's episode, we'll explore the impact of when you retire on your income in retirement. Will working a little longer really change your plan? How much does working one year longer add to your projections? How can you know the best time to retire? Isn't it time to get answers to the tough retirement questions now? Join Certified Financial …

1
What can Wayne Gretzky teach you about retirement planning 15:00

1M ago15:00

15:00

In this week's episode, we'll discuss how wise words from a hockey legend can help you in your retirement. Is it possible to plan for what might happen in the future? What do you need to do to keep your eye on the puck? What should a younger person do if they receive a large inheritance to be prepared for retirement? Isn't it time to get answers to…

1
Why you need an expert in retirement income to ensure you won't run out of money before you run out of life 14:58

1M ago14:58

14:58

In this week's episode, we'll explore how having an expert in retirement planning is different from having a lifelong financial advisor. Does your current planner have expertise in retirement income and how would be safest to take an income from your accounts that will last as long as you live? What is your retirement income plan? Isn't it time to …

1
How can you create an inflation hedge in your retirement income plan that you can count on 15:00

2M ago15:00

15:00

In this week's episode, we'll discuss how you can create a hedge for inflation in your retirement income plan. What is an income floor? How can you plan ahead for inflation, medical expenses, or anything else in the future? Is it possible to retire with confidence in your income for the rest of your life? What is an income gap? Isn't it time to get…

1
We'll compare the 3 main strategies to take withdrawals from your retirement accounts and how to avoid the biggest scams targeting retirees 16:34

2M ago16:34

16:34

In this week's episode, we'll explore the different ways to take withdrawals from your retirement accounts. What is the smartest way? Is it the same for everyone? How can you keep from getting scammed out of your hard-earned money? Isn't it time to get answers to the tough retirement questions now? Join Certified Financial Fiduciary® and bestsellin…

1
Is your IRA/401(k)/TSP a tax trap and can you live with the worst-case scenario in your current retirement plan 15:00

2M ago15:00

15:00

In this week's episode, we'll discuss the US debt and how that will impact your retirement. Is your IRA a tax trap? How should you pay the taxes due on all your tax-deferred accounts? Is it possible to not pay taxes at all on tax-deferred money? Can you live with the worst-case scenario in your retirement plan? Isn't it time to get answers to the t…

1
The Safe Money Retirement Guy Show - Episode 40 - Guest Interview with Cora Dugan 17:38

2M ago17:38

17:38

In this episode of the Safe Retirement Money Guy podcast, host Bill Duggan, a Retirement and Income Specialist from Metro Detroit, interviews life-coach Cora Dugan.Door saferetirementmoneyguy

1
How long are people living today and how do bull and bear markets impact your retirement plan 15:48

2M ago15:48

15:48

In this week's episode, we'll explore the facts about longevity and how you need to plan for living longer than you think. What are the top 8 factors that help with longevity? What is the difference between a bear market and a bull market? How do bears and bulls impact your plan? Isn't it time to get answers to the tough retirement questions now? J…

1
Why you need to add the preservation phase to your retirement plan and how to "opt-out" of market risk 15:00

3M ago15:00

15:00

In this week's episode, we'll discuss how to wisely make the transition from accumulation to distribution of retirement funds. What is the preservation phase and how does that impact your retirement plan? How can you know where you'll be with your income 20 or 30 years into retirement? How can you "opt-out" of market risk? Isn't it time to get answ…

1
Longevity insurance and how it can help you live longer and a financial plan vs an income plan 15:00

3M ago15:00

15:00

In this week's episode, we'll explore if longevity insurance can actually increase longevity. What is longevity insurance? How can it impact your retirement years? What is the difference between a financial plan and an income plan? Which is more important in retirement? Isn't it time to get answers to the tough retirement questions now? Join Certif…

1
How to be prepared for any potential cognitive decline with your retirement plans 11:00

3M ago11:00

11:00

In this week's episode, we'll discuss how to plan forward in case cognitive decline becomes an issue. How can a guaranteed lifetime income help? What types of growth plans are best to deal with this issue? Are there "set it and forget it" plans that can bring peace of mind to help overcome this challenge? Isn't it time to get answers to the tough r…

1
The secret to only having WINS in your retirement plan 11:00

3M ago11:00

11:00

In this week's episode, we'll explore how you can only have wins in your retirement plan. What if your retirement could be on an elevator that only goes up and never goes down due to any market event? How can you only have wins in YOUR retirement income and growth plans and no chances of losses? Isn't it time to get answers to the tough retirement …

1
The Safe Money Retirement Guy Show – Episode 39 – Fake News 8:21

3M ago8:21

8:21

In this episode of the Safe Retirement Money Guy podcast, host Bill Duggan, a Retirement and Income Specialist from Metro Detroit, discusses the pervasive issue of fake news in various domains, including financial news. He emphasizes the importance of honesty and the dangers of misinformation, especially when it comes to financial planning and reti…

1
The Safe Money Retirement Guy Show – Episode 38 – Cliff Young Shuffle 8:58

3M ago8:58

8:58

In this episode, Bill Duggan tells the fascinating story of Cliff Young, an Australian potato farmer who won the 1983 Sydney to Melbourne ultra-marathon at the age of 61. Cliff's unique running style, later known as the "Young Shuffle," and his surprising victory over much younger and more experienced competitors, made headlines worldwide. Duggan h…

1
Is it possible to be HAPPY spending money in retirement? 11:00

3M ago11:00

11:00

In this week's episode, we'll discuss if it's even possible to be happy and enjoy spending money in retirement. How much of your income will Social Security REALLY replace? What is true INcome and what is IFcome? What does it mean to underlive your retirement? Isn't it time to get answers to the tough retirement questions now? Join Certified Financ…

1
The Safe Money Retirement Guy Show – Episode 37 – Conspiracy Theory 7:55

4M ago7:55

7:55

In this episode, Bill Duggan discusses various conspiracy theories, exploring their origins and the reasons why they gain traction among certain groups. He delves into the psychology behind why people believe in conspiracy theories, touching on factors such as distrust in authority, the need for simple explanations to complex problems, and the role…

1
How to "refinance" your retirement and get much higher rates 11:00

4M ago11:00

11:00

In this week's episode, we'll explore how you can "refinance" your retirement plan. With rates still high, can you replace an older annuity with a newer one at today's much higher rates? What about those fees for changing plans? How does this relate to pension plans? What benefits does reworking your established plan bring? Isn't it time to get ans…

1
The Safe Money Retirement Guy Show – Episode 36 – Buy Income and Risk The Difference 8:30

4M ago8:30

8:30

Bill opens with a historical reference to the proverb, "you can't have your cake and eat it too," highlighting its relevance to retirement planning. He provocatively suggests that, contrary to popular belief, individuals can indeed safeguard their finances while pursuing growth opportunities. Employing a thought-provoking scenario, Bill underscores…

1
How do your "Who's" impact your happiness in retirement and how "Who Not How" can change your perspective 11:00

4M ago11:00

11:00

In this week's episode, we'll discuss how having "Who's" in your life is more important than knowing how to do everything, especially in retirement. Who is the "Who" in your retirement? Do you need to know everything about everything or do you just need to know WHO already knows and you can trust and can help you? Is your current WHO working for yo…

1
The Safe Money Retirement Guy Show – Episode 35 – Cost Of Anxiety 8:53

4M ago8:53

8:53

Bill begins by reflecting on the aphorism, "scared money makes no money," acknowledging the truth in taking calculated risks for financial growth. However, he warns against the unseen costs of potential losses and the toll they take on individuals' peace of mind, especially as retirement looms closer. Highlighting the unpredictability of market flu…

1
Are all beneficiaries created equally and how can you plan wisely when it comes to beneficiaries 10:06

4M ago10:06

10:06

In this week's episode, we'll explore whether all beneficiaries are created equally. Where should you leave your pre-tax money? Is there any way to not have to pay taxes on pre-tax money? How can you keep from potentially bumping your beneficiary's tax brackets up for 10 years? Is a life insurance benefit always tax-free? Isn't it time to get answe…

1
The Safe Money Retirement Guy Show – Episode 34 – Insuring Your Risk of Loss 8:36

4M ago8:36

8:36

Using analogies from insurance practices, Bill underscores the importance of mitigating risks despite their minimal probabilities. Just as homeowners insure their properties against fire or individuals purchase life insurance to protect their loved ones, he advocates for insuring retirement funds against market volatility. Bill highlights the stati…

1
An incredible health advancement and how it relates to longevity risk and YOUR plan 11:00

4M ago11:00

11:00

In this week's episode, we'll discuss an exciting new health innovation and how that will affect your retirement plan. What is your plan to get rid of longevity risk? How can you overcome the risk of running out of money before you run out of life? How are you hedging inflation? How long will your current plan last? Isn't it time to get answers to …

1
The Safe Money Retirement Guy Show – Episode 33 – Growth For What Purpose 8:04

5M ago8:04

8:04

Bill starts by debunking the common fixation on investment returns without considering their purpose. He highlights the significance of asking, "For what purpose?" when assessing investment strategies, as emotions tied to gains or losses can cloud financial decision-making. Drawing parallels between building a house and building a retirement plan, …

1
The CORE 4 key principals to retirement happiness from the top financial minds in the world 11:00

5M ago11:00

11:00

In this week's episode, we'll explore the core 4 keys to a successful retirement as derived from the top financial minds in the world. What is the #1 rule that the ultra-wealthy use with all their assets? What do they say is the most important thing in retirement? What does asymmetric risk/reward mean? What about taxes? Isn't it time to get answers…

1
The Safe Money Retirement Guy Show – Episode 32 – How Do You Measure Success 7:53

5M ago7:53

7:53

Bill begins by recounting a conversation with a listener, Joe, who mentioned his friend's impressive 22% investment return. Bill challenges the notion, questioning whether the gains were realized or merely theoretical. He elucidates the fallacy of measuring success based on isolated investment returns without considering the overall financial pictu…

1
Why is it important for BOTH spouses to do the RISA® assessment while making a plan for retirement income 11:00

5M ago11:00

11:00

In this week's episode, we'll discuss why it is so important for both spouses to do the RISA® assessment before we design a retirement plan for them as a couple. Is there a way to ensure both spouses are happy with the plan? How can someone who likes growth and someone who wants guaranteed income both get what they want in the same plan? How import…

1
The Safe Money Retirement Guy Show – Episode 31 – Underliving Your Retirement 8:29

5M ago8:29

8:29

Introducing the concept of fixed indexed annuities, Bill offers a solution that provides opportunities for market-based gains without risking losses. He highlights the importance of safeguarding retirement income against longevity risk, emphasizing the need to live retirement to its fullest potential without financial constraints. Listeners are enc…

1
4 BIG uncomfortable questions to ask about your retirement 11:00

5M ago11:00

11:00

In this week's episode, we'll explore some uncomfortable questions about retirement. What could happen to make your current plan ineffective? How will your later years in retirement look? What do you want to happen to your money when you're gone? Would you prefer a set income that will cover your expenses or have the chance for more growth and it n…

1
The Safe Money Retirement Guy Show – Episode 30 – Safety First 8:39

5M ago8:39

8:39

Bill begins by highlighting the pitfalls of traditional financial planning, where questions about risk tolerance often overshadow crucial inquiries about income needs and guarantees. Drawing parallels between college degree planning and retirement planning, he stresses the necessity of prioritizing financial security over arbitrary investment decis…

1
The 5 Most Important Things in Your Retirement Today 11:00

5M ago11:00

11:00

In this week's episode, we'll discuss the 5 most important things that need to be in your retirement plan today. Is retirement really all about how your retirement assets will be taxed? Can decisions you make really affect the tax rate you will pay? Why is a Roth account so smart long-term? How many years should you be planning for in retirement? I…

1
The Safe Money Retirement Guy Show – Episode 29 – Don't Worry Be Happy 7:57

6M ago7:57

7:57

Title: "Don't Worry, Be Happy: Securing Your Retirement with Fixed Annuities" Summary: Step into the world of guaranteed retirement happiness with host Bill Duggan on the Safe Retirement Money Guy podcast. In this episode, Bill expertly weaves together insights from Bobby McFerrin's timeless anthem "Don't Worry, Be Happy" with the practical wisdom …

1
How will inflation impact YOUR retirement now and in the future and what can you do about it? 11:00

6M ago11:00

11:00

In this week's episode, we'll explore how inflation can impact your retirement. How has inflation affected the costs of everyday things? What can you do to overcome these inflated prices? Who is a good candidate to have a "ladder plan" for retirement? How can it help overcome inflation? Isn't it time to get answers to the tough retirement questions…

1
The Safe Money Retirement Guy Show – Episode 28 – The 4% Rule 8:47

6M ago8:47

8:47

In this episode, Bill delves into the prevalent yet often misunderstood concept of spend down income planning. He reveals the flaws in traditional spend down strategies, emphasizing the speculative nature of growth estimates and the risks associated with market-based accounts. Bill contrasts this with annuity-based income planning, which offers con…

1
What are the 4 "L's" in retirement and why are they important to your retirement plan? 11:00

6M ago11:00

11:00

In this week's episode, we'll discuss the 4 "L's" in retirement and why they are important. How long do you need to plan for in retirement? What is most important in making a long-term plan? How do you want to live in retirement? Do you need to have access to your funds? What do you want to pass on to those left behind once you're gone? Isn't it ti…

1
The Safe Retirement Money Guy – Episode 27 – Insured Against Loosing Time 9:34

6M ago9:34

9:34

In this episode, Bill delves into the transformative potential of fixed indexed annuities, shedding light on how these insurance products can shield your retirement funds from the uncertainties of the market.Door saferetirementmoneyguy

1
My RISA® (Retirement Income Style Awareness®) results and what they mean and how to get yours 11:00

6M ago11:00

11:00

In this week's episode, we'll explore the RISA® (Retirement Income Style Awareness®) assessment and what my results were. What is a Safety-First retirement versus a Probability-Based retirement and which is right for you? Should your retirement income be front-loaded or back-loaded? Should you continue to accumulate in retirement or concentrate on …

1
What can you do to get to the MAGIC NUMBER for retirement today? 11:00

6M ago11:00

11:00

In this week's episode, we'll discuss what the "magic number" is for 2024 to retire comfortably. What do you NEED for income? Where does happiness come from in retirement? How can you plan for what your 401(k) or IRA will "buy" for you in retirement? How is it possible to offset inflation in the future? Isn't it time to get answers to the tough ret…

1
The 4 steps to take to "Spring Clean" your retirement plan 11:00

7M ago11:00

11:00

In this week's episode, we'll explore what steps to take annually to give your accounts a good "Spring Cleaning." What does a big-picture view of retirement look like? How much of your retirement accounts should be protected from market events depending on your age? Do you know what your fees are? Are you sure your estate plan and beneficiary elect…

1
The Safe Retirement Money Guy – Episode 26 – The Sound of Annual Reset 9:48

7M ago9:48

9:48

Host Bill Duggan invites listeners to ponder the contrast between the thrill of success and the agony of loss within the confines of a casino. Drawing a parallel to the unpredictability of market investments, the episode challenges conventional wisdom by proposing a retirement strategy that shields one's hard-earned savings from the relentless whim…

1
The Safe Retirement Money Guy – Episode 25 – Good Isn't Good Enough 9:43

7M ago9:43

9:43

Listeners are encouraged to rethink traditional investment strategies that rely on complex financial instruments and instead consider simpler, more secure options. The episode underscores the significance of proactive financial planning, emphasizing the value of protecting retirement savings from unpredictable market forces.…

1
How can you KNOW that you will have enough income in retirement? For as long as your retirement lasts... 11:00

7M ago11:00

11:00

In this week's episode, we'll discuss a few do's and don'ts for making a solid income plan in retirement. When should you start to take your Social Security payments? How can you combat inflation? How can you plan for the tax implications for the income you will take in the future? Should RMDs be a part of the plan? Isn't it time to get answers to …

1
How can you KNOW you have the best advisor for your specific situation 11:01

7M ago11:01

11:01

In this week's episode, we'll explore how someone can KNOW they have the best advisor for them. Can another advisor show you things that your current advisor can't? Is your current advisor a specialist in your specific situation? Are all those professional designations really important? Isn't it time to get answers to the tough retirement questions…

1
EP24 Social Security 9:11

7M ago9:11

9:11

Bill discusses the importance of understanding how to take your social security benifits.Door saferetirementmoneyguy

1
When does -30=+42? What is the PURPOSE of your retirement savings? 11:00

7M ago11:00

11:00

In this week's episode, we'll discuss how taking withdrawals from your 401(k) before you get to retirement will affect you. When does minus 30 equal plus 42? What are you going to do with the money you've saved for retirement? What is the PURPOSE of that money? Isn't it time to get answers to the tough retirement questions now? Join Certified Finan…

1
Bill Duggan Podcast EP 23 Long Term Care 12:10

8M ago12:10

12:10

Bill discusses the importance of considering long-term care when planning for your retirement.Door saferetirementmoneyguy

1
Can you retire safely WITHOUT a pension? How can you GUARANTEE an income without a pension? 11:00

8M ago11:00

11:00

In this week's episode, we'll explore if it is possible to retire safely without a pension plan. What choice do you have and how do these choices work? What is the #1 thing that leads to happiness in retirement? Wouldn't having guarantees rather than leaving things to chance be great? Isn't it time to get answers to the tough retirement questions n…

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